Value Degen’s Substack

Value Degen’s Substack

Microcap Fintech with Aggressive Insider Buying and Bold Promises (Paywalled)

Ten Bagger or Bust

Unemployed Value Degen's avatar
Unemployed Value Degen
Jan 16, 2026
∙ Paid

I am going to give away two free annual subscriptions to the Unemployed Value Degen Substack. The first to a random subscriber who restacks this article on Substack, and the second to a random subscriber who retweets this article on Twitter.

I have been paying special attention to companies that will benefit from falling interest rates. The 47th President of the United States seems hell bent on unfreezing the housing market before the midterm elections. He even held a special kitchen cabinet meeting at Mar-a-Lago to brainstorm. Fannie Mae and Freddie Mac will be buying $200 billion of Mortgage Backed Securities (MBS). There will be a new chairman of the Federal Reserve in May.

Junior mining stocks are getting all the attention right now, and both financials and software are selling off due to the fears of a 10% cap on credit card interest rates, and Opus 4.5 Claude Code. But a company with a head start that is aggressively taking market share might still be a smart choice.

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